Exclusive R-CALF USA Credit
Looking for a way to support R-CALF USA but not sure how?
This is it! Get an exclusive R-CALF USA Credit Card,
and support the
organization that's fighting for your interests!
With every activated card R-CALF USA receives $50, plus a
percentage of every sale.
In addition, each time you use your card, you promote
R-CALF USA. Customize your card by choosing one of
securely online for an
exclusive R-CALF USA Credit Card click here.
Click here to
download an application (to be printed and mailed in).
this poster if you want to help promote the R-CALF USA credit card!
Frequently Asked Questions
Q. How does opening a credit card with
UMB benefit R-CALF USA?
A. R-CALF USA receives $50 for each approved application that is activated and
used within 90 days of approval. Additionally, a percentage of every retail
purchase made using the card will be donated to R-CALF USA.
Q. Who is UMB?
UMB is a multi-bank, multi-billion dollar holding company headquartered in
Kansas City, Missouri. They were ranked by Smart Money as "the highest-scoring
traditional bank among our favorites and by Forbes as the #2 "best" bank in the
U.S." As a leading card issuer with nearly 40 years of credit card experience,
UMB offers a wide range of consumer and commercial Visa and private label
products. For more information, visit
Q. Is there an annual fee?
A. No, there is no annual fee.*
Q. What is the annual percentage rate
(APR) on the card? *
A. 0% introductory APR for six months. After the introductory period, the
interest rate will be the Wall Street Prime rate + 8.74%, currently 11.99%.
Q. Can I apply over the phone?
A. Unfortunately, not at this time.
Q. How can I get an application by mail?
A. Paper applications will be available at certain R-CALF USA events or by
firstname.lastname@example.org. We encourage you to apply securely online to help
us reduce marketing and processing costs.
Q. When I apply for the card, will my
transaction be secure?
A. Yes. Your application will be transmitted to UMB through an encrypted
Q. Do I have to activate and use the
card within a certain time period for the R-CALF USA to receive the $50?
A. Yes. But you only need to use the card once within the first 90 days for us
to receive the $50 bounty. Of course, we encourage you to make it your primary
card because R-CALF USA receives a percentage of every retail purchase at no
additional cost to you.
Q. How does the rewards program work?
A. Simply use your card at the participating retailers listed on
To earn Bonus Rewards
points shopping in-store, make sure you use your card for all your
purchases. An up-to-date and complete list of participating retailers can
always be located on the Bonus Rewards Web site.
To earn Bonus Rewards
points for online purchases, you must access participating retailers through
the Bonus Rewards Web site and use the link provided to make your purchases.
If you do not use the link to shop, you will not earn Bonus Rewards points
on your transactions.
Your earned Bonus
Rewards points will automatically be credited to your Bonus Rewards Activity
account and can be found on your monthly statement.
Q. What can I redeem for with my points
A. You can redeem your points for name-brand merchandise, gift cards, travel,
event tickets and activities. For more information about redemptions options,
rewards.umb.com for more details.
Q. Do my points expire?
A. Points expire after 5 years. For more information on Program Rules, please
see the Rewards Program Rules disclosure that will accompany your card.
Q. How do I redeem my points?
A. Simply go to online redemptions site at
rewards.umb.com to redeem your points.
Q. If I have another question about
Bonus Rewards not listed above, who can I contact?
A. Please contact customer service at 800-821-4115.